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Who must wear a USCG-approved PFD on a vessel?

  1. Children 12 years old and younger

  2. Everyone on board

  3. Only the captain

  4. Only passengers who cannot swim

The correct answer is: Children 12 years old and younger

Children who are 12 years old and younger are required to wear a USCG-approved PFD on a vessel. This is because children are at a higher risk of drowning and the PFD will help keep them afloat in the event of an accident. Option B is incorrect because not everyone on board is required to wear a PFD, only the children 12 years old and younger. Option C is incorrect because the captain is not the only person required to wear a PFD. Option D is incorrect because passengers who cannot swim are not the only ones required to wear a PFD, all children 12 years old and younger are required.